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Private health insurance: common questions
Straight answers about private plans, open enrollment and how your information is used.
Common questions
Who will call me?
A licensed agent from Private Market Health, and only Private Market Health.
Is this the ACA Marketplace (HealthCare.gov)?
No. This is an independent service, not a government site. Your agent will still tell you if a Marketplace plan would cost you less. You can also visit HealthCare.gov or call 1-800-318-2596.
Can I get health insurance outside open enrollment?
Some private plans accept applications any month. Your agent will explain what you can apply for now and when a special enrollment period may be better.
What does medically underwritten mean?
The carrier reviews your health on its application, which affects price and approval. That review happens with the carrier, never on this site.
Do you need my Social Security number or medical history?
No. Neither is needed to request a call.
Is my information sold to other agents?
Never. Your request goes only to Private Market Health and is never sold, rented or shared.
Are short-term plans real health insurance?
They are temporary coverage, not comprehensive health insurance, and may exclude pre-existing conditions.
How do I stop calls or texts?
Reply STOP to any text, or ask the agent to stop calling, at any time.
Ready to compare? It takes about 60 seconds.
One licensed agency. No SSN. Never resold.