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People in Maryland use this service to compare private, off-exchange health plans and talk to one licensed agency. Your request goes only to Private Market Health and is never sold to other companies.
Read about each option, then tap to start your request with it already selected.
Compare off-exchange PPO and major-medical plans from private and association programs, with national networks like Cigna, Aetna or PHCS where available. Many are medically underwritten: price and approval depend on the carrier's application, not on this site.
Missed open enrollment? Some private plans accept applications any month. A licensed agent explains which ones you can apply for now and when a Marketplace special enrollment period may be better.
For freelancers, gig workers and owners who earn too much for subsidies. Compare private plans, HSA-eligible options and whether a small-group plan makes sense.
Retired before 65? Compare private plans, COBRA and Marketplace options to bridge the gap until Medicare.
Leaving a job? Compare your COBRA cost with private and Marketplace options before your election window closes.
Temporary coverage for a gap between plans. Short-term plans are not comprehensive coverage and may exclude pre-existing conditions.
Group health for businesses with roughly 2–50 employees. Send a census to the agent and get quotes from the carriers you want compared.
Three steps. No obligation.
Your state, who needs coverage and their age range. About 60 seconds, no SSN.
Your request goes to one licensed health insurance agency, Private Market Health, and only that agency.
A licensed agent compares plans with you, including whether the ACA Marketplace would cost you less.
Private health insurance in other states.
Not available in Washington State.
One licensed agency. No SSN. Never resold.