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About I Need Private Health Insurance
Operated by H7E Lab. Requests go to one licensed agency and are never resold.
Who operates this site
I Need Private Health Insurance (ineedprivatehealthinsurance.com) is an independent matching service operated by H7E Lab. We are not an insurance company, insurance agency, or carrier, and we do not sell insurance. This site is not owned by Private Market Health. It is not affiliated with, endorsed by, or operated by HealthCare.gov, CMS, or any government agency.
The site helps people in 49 states and the District of Columbia — not Washington State — compare private, off-exchange health insurance options and, if they choose, request a call from one licensed health insurance agency.
Who will contact you
When you submit a request with your consent, it goes only to Private Market Health, a licensed health insurance agency. We never sell, rent, or share that request with other brokers, call centers, or lead buyers. A licensed agent from Private Market Health calls you to compare options, including whether a Marketplace plan would cost you less.
Insurance is offered only by licensed agents in states where they are licensed. You can verify an agent’s license with your state insurance department. We may not offer every plan available in your area. For all Marketplace options, visit HealthCare.gov or call 1-800-318-2596 (TTY 1-855-889-4325).
What we collect, and what we do not
The form asks for your state, who needs coverage, an age range, a broad income band in some cases, your current coverage type, when you want coverage to start, and your name and phone number. We do not ask for Social Security numbers, health conditions, medications, or medical history, and we ask you not to type them in the notes.
How we write these pages
Guides and state pages are educational. We cite official sources — including HealthCare.gov, the Centers for Medicare & Medicaid Services, and the U.S. Department of Labor — for dates, enrollment windows, and program rules. We do not invent statistics, premiums, or savings claims. Rules vary by state and can change; check the cited source or a licensed agent for your situation. Nothing on this site is insurance, tax, or legal advice.
These pages were last reviewed on November 13, 2026. We update them when official dates or rules change.
Reviewed November 13, 2026. Educational only — not insurance, tax or legal advice. This is not a government website.
Sources
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One licensed agency. No SSN. Never resold.